Chargebacks are changing fast — and Visa’s VAMP program is reshaping how ISOs, processors, and merchants must manage risk.

In this interview with CCSalesPro, Fraud Deflect CEO Scott Adams and industry analyst James Shepherd discuss how VAMP works, why Visa created it, what enforcement looks like in 2025, and what payment professionals must do now to prepare.

Key topics:

• What VAMP is and how Visa evaluates merchant risk

• How new thresholds and monitoring rules affect ISOs and processors

• Why recurring and high-volume merchants face greater scrutiny

• How to reduce chargebacks before they happen

• What the future of chargeback management looks like